As an Edmonton Realtor specializing in creative financing for the last 31 years, and an owner/past owner of over 50 properties, I have done or arranged hundreds of deals with low, or no, down payment. I would have to look very hard for any of those where the buyer later deeply regretted their...
I've heard that Spectra is a good program if you have enough doors which I'm fairly certain you do have. Their website is spectra dot ca (sorry as this is my first post I can't send links yet). No personal experience with it but have heard good things 3-4 times.