I have a client that is interested in signing a rent-to-own contract. He has 5% cash down and is looking in a solid market. It looks like he will be able to qualify for his own mortgage in 6 months but does not want to wait. He is interested in having us purchasing a property on his behalf and then lease optioning it back to him in 6 months. My concern is the property not appraising for the marked up value on such a short term contract. I could try to steer him into a 2 year lease, but don't feel that would be in his best interest. Any suggestions or feedback for short term RTO contracts?

Thanks
Mark