Hi Kim, I have been reading this posting stream with some concern. The main reason is your own level of investment experience. You seem to be just beyond the starting gates. This is a time to build your financial base and to learn. So joining REIN and being active on the forum is a brilliant...

Good point. Not everyone who is rich was good at holding a job. None of the 'five ways' are required travel, they are potential routes to choose from in order to rich your Belize. Having said that, it doesn't hurt to work with or under other people to learn how to run a business or how not...

Hi Michael, I have been struggling with the same question. On my blog I created a Low PE and moderate dividend portfolio based on equal weighing each stock. Some of the stocks may still be affacted by oil prices but there is a lot of protection in the good dividend yield and low stock price...

I disagree with the long term low interest expectation as expressed by many during this discussion. The reason is simple: supply and demand. Yes deleveraging and higher savings rates amongst babyboomers may reduce demand for debt. But, if you have followed the Canadian stats lately, the...

The answers posted here are excellent. It is also true that REITs provide cashflow and that REITs have outperfomed the market. This is true for many high dividend paying investments. The stock markets are currently 'risk averse' and 'income hungry'. Unfortunately, 'income hungry' is rapidly...

Does that mean rental property owners are not allowed to have more than 5 mortgages with any financial institution? Regardles of net worth? Sounds harsh and unreasonable.

Regarding filling in tenant applications before showing the units. This depends entirely upon you and the market conditions. If you get lots of inquiries but nobody is willing to fill out the application what are you going to do? Not renting it out? Of course not. So be flexible and let people...

I agree with this judge. If you settle to make a possible charge of inappropriate behavior go away then was the accusar only after the settlement money and you didn't do anything wrong or were you guilty? The SEC's mandate is to protect the investor against unfair investment trading practices...

Hi Guys' I was gone for a while missing out on the perpetual discussion of real estate versus... I would like to respond to some of the points made in this discussion that may have been by-passed in the heat of the discussion. 1 "Diversification does not make you rich" - nonsense it can...

Warren Buffett is quoted as saying that for the average investor stock market index investing is best as there are very few retail investors with the skills to pick consistently individual stocks that perform or even more desirable 'out perform'. Most are happy with market perform and that you...

Thanks for the reply Adam. My point exactly, it seems that many real estate investors walk around with blinders on. Both real estate and stock market investing are risky. But many real estate investors feel they have to do better than the stock market. Look at the U.S. real estate market since...

Hi Ramon, With my final comment, I meant to say that we should use both our political and corporate voting power to direct society and the corporations we own in a responsible direction. That means, reasonal not excessive compensation for senior manager. Resistance to the excessive risk...

I think we see this all way too black and white. The 1% vs 99% is a bogus number in the first place. Furthermore if you look at 'millionaire household' surveys, the bulk are 'selfmade' first generation rich. Rich is also relative. Most 'Rich' are in their mid-fifties or older. Many are self...

I think that paying down your residential non-tax deductible mortgage down is a good idea. But after it is paid down significantly, rather than having tied up a lot of dead money in the house, take out the Heloc as suggested earlier. Make sure, you use the heloc for 'safe' investments. After...