Hi All, I've been reading, researching, listening to podcasts, looking excitedly at listings in my target region, and ready to jump in to investing. Only one problem.... I don't have any money! I have a decent income form my job, but cash flow is tight right now and certainly do not have a down payment for a property. Is there any scenario where it is possible to get started without a down payment? I could do a JV, but do not have a track record to attract JV money. Any thoughts? ie, private loan for the full amount and then re-finance as soon as possible, or is this foolish? Thanks kindly!