Hi, I have three mortgages coming up for renewal at the end of this month. They were all 2-year terms at 2.14%. There are predictions that the prime rate will go up another .5% this year. Therefore, I am leaning against going for a variable rate. I am trying to decide on the term and on what would be a rate that I should negotiate. What rates are others getting right now? These mortgages are with RBC and TD. Any advice on the direction I should take would be greatly appreciated!