Okay so another addition to my little odyssey here as it seems like there so much to learn just when you think you know something. So looking into multi-family it leaves me woundering why is there so much trepedation about these? The bank qualifies the property, the returns can easily be great, there is normalizing the value, there shouldn't be much risk if you research it thoroughly. What's there not to like? Is it the big numbers that scare people off: what if the building has structural problems costing hundreds of thousands, for example. To the veterans, what is the big risk here? What am I missing?