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  1. JohnS

    Identifying Overvalued Markets

    QUOTE (Jack @ Dec 13 2008, 12:07 PM) Methodology: A)Average house price, 1997; average house price, 2007 --Averarage annually compounded appreciation rate found using discounting techniques Now, I`m not a stats guy, but isn`t there a pretty major flaw in your methadology? You`re basically...
  2. JohnS

    Mass Foreclosures in Canada`s Future

    Jack - just wanted to say thanks for taking the time to figure out how to post the whole article. If I remember correctly, you`d said a few times that you couldn`t do it, because of the way they were sent to you, but I`m glad you took the initiative to get it done. Have a good one! JohnS
  3. JohnS

    RBC`s Housing Affordability Index

    Thanks for posting it, Wade. I was also wondering.... They`re still using a 25 year mortgage, with a 25% down payment, but I thought the numbers showed that more people were switching to a lower DP, and 30-35 year amortizations. (Or, at least the trend is moving that way, even if the majority...
  4. JohnS

    RBC Housing Affordibility Report (December 2008 - latest quarterly report)

    Thanks a lot for posting this. I hadn`t been able to find it for a few quarters, so I was wondering if they had stopped doing them. Nice to see they hadn`t! Have a good one! JohnS
  5. JohnS

    Democaracy at work

    QUOTE (wbullock @ Dec 5 2008, 06:37 PM) If the world wasn`t in such an abysmal state economically, this wouldn`t be such a big deal, although it would still hurt our economy somewhat. I think that Don hit the nail on the head when he said that outside investors, looking at the stability of...
  6. JohnS

    Democaracy at work

    QUOTE (ZanderRobertson @ Dec 4 2008, 02:23 PM) Harper played his cards right. He was forced into this position by the coalition. Is there anyone alive who thinks these 3 wouldn`t constitute the most disfunctional government in Canadian history? You may think the GG made a mistake, but...
  7. JohnS

    Coalition summary

    QUOTE (ssteckler @ Dec 3 2008, 11:09 PM) That fat cheque is pretty fat. As reported in this morning`s Edmonton Journal, "the current PQ leader Pauline Marois who is using the crisis to advance her own cause in the provincial election campaign...says the agreement allows Quebec to get $1 billion...
  8. JohnS

    Coalition summary

    QUOTE (Dan_Eisenhauer @ Dec 3 2008, 09:06 PM) 3) The Bloque has agreed to support the coalition for 18 months. That is not veto power. And do not lose sight of the fact that the Bloque has supported the Conservatives on numerous Non-Confidence votes over the last couple of years. No one is...
  9. JohnS

    Government to be ousted....

    QUOTE (Torey @ Dec 3 2008, 02:07 AM) A thief is paranoid, and sees other thief's everywhere. Harper claims this is about siezing power. Why in the first place does Harper have the mental complex that he deserves to yield absolute power, ability to make decisions regarding the entirety of...
  10. JohnS

    An Open Letter to the Citizens of Canada

    QUOTE (ZanderRobertson @ Dec 3 2008, 03:33 AM) The open letter from the National Citizens Coalition does not mention this power-grab being illegal. Undemocratic and unaccountable are matters of semantics, I don`t think any well reasoned argument could prove that this move by the COALITION OF...
  11. JohnS

    An Open Letter to the Citizens of Canada

    QUOTE (TodorYordanov @ Dec 2 2008, 09:25 PM) Undemocratic and unaccountable? I don`t think so and weak reasoning that is also wrong is a huge turn off for me. Stupid, irresponsible, power grabbing and opportunistic I can absolutely agree with. However it is also very democratic and perfectly...
  12. JohnS

    Government to be ousted....

    OK, so I`ve got a philosophical-type question here that I`ve been pondering for a bit.... I understand, and agree to a certain extent, with everyone here about the need for political parties to do their own fundraising. People have brought up a lot of good points about the benefits of it, and...
  13. JohnS

    Government to be ousted....

    QUOTE (stephen @ Dec 1 2008, 03:19 AM) That is the problem...The east is very Liberal and so is the media. I can understand that they will spin everything he does in a negative light. Remember you have to "Look behind the curtain" Just remember...when you want to get negative about Harper...
  14. JohnS

    Government to be ousted....

    QUOTE (stephen @ Dec 1 2008, 03:19 AM) The cap under the Liberals was only $5 000, I believe, not $50 000 or $100 000. It wasn't an insanely high amount. But that aside, (again!) I don't have a problem with their dropping the maximum amount, but rather with how they did it. How did they...
  15. JohnS

    Government to be ousted....

    QUOTE (mcgregok @ Dec 1 2008, 01:20 AM) The last news I heard was that the NDP and the Block already decided last week to vote against Harper reguardless of what the inroduced. And, lastly, just for the record....I'm against that too. Especially in times like these, we need politicians...
  16. JohnS

    Government to be ousted....

    QUOTE (stephen @ Dec 1 2008, 12:29 AM) This is because what the Liberals were doing here is unfair. Having few people give large sums does not represent the masses The cap under the Liberals was only $5 000, I believe, not $50 000 or $100 000. It wasn't an insanely high amount. But that...
  17. JohnS

    Government to be ousted....

    QUOTE (Jack @ Dec 1 2008, 12:03 AM) John, to your point that the Tories don`t lose much because it`s only X% of their revenue, contrasted to the Liberals, where it`s a greater Y%, the question that you should be asking is why is that to begin with? It`s fundraising. They`re not splitting the...
  18. JohnS

    Government to be ousted....

    QUOTE (GarthChapman @ Nov 30 2008, 11:45 PM) Re: "We know that the first-developed Provinces of this country funded our early development, and that now it's our turn to help areas of Canada that are not currently as fortunate as we are." I am truly surprised you have not heard this before...
  19. JohnS

    Government to be ousted....

    QUOTE (mcgregok @ Nov 30 2008, 11:49 PM) I don`t think the reform party had any goverment financing when it started out. Preston Manning did very well turning the party into the official opposition. They spread ideas by getting out and talking to the people. He should be an inspiration to all...
  20. JohnS

    Government to be ousted....

    QUOTE (GarthChapman @ Nov 30 2008, 11:23 PM) We know that the first-developed Provinces of this country funded our early development, and that now it's our turn to help areas of Canada that are not currently as fortunate as we are. THANK you! I'm pretty sure you're the first Albertan...
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