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  1. David Chien

    Fix or variable

    Thanks Dustin for the advice.
  2. David Chien

    Fix or variable

    Thank you Thomas.
  3. David Chien

    Fix or variable

    Royal Bank
  4. David Chien

    Fix or variable

    With the current 5 yr. fix at 2.04 % vs. variable of P-0.6 (1.85%), Will it be safe to say that better to take out a 5 yrs. fix now. Love to hear your thoughts
  5. David Chien

    Mortgage Calculation

    Could u elaborate? Thanks!
  6. David Chien

    Mortgage Calculation

    Michael: Thank you for your detail explanation to enlighten my thinking. Thomas: thank you for posing this Real Estate Wealth Cumulation from a different angle. Wish they taught this in high school or University in addition to saving and put money in a saving account for retirement.
  7. David Chien

    Mortgage Calculation

    Hello there: During one of the REIN meeting, the speaker mentioned that even if the property does not appreciate over a period of time,(which means the property value stay flat) but through the mortgage paydown, there is still a 6-7 % return on initial downpayment. Can someone enlighten me on...
  8. David Chien

    THE AUTHENTIC CANADIAN REAL ESTATE SYSTEM THE STEP BY STEP SYSTEM TO SUCCESS

    Is that the same for ACRE in Nov. this yr.?
  9. David Chien

    Buying challenge

    Thank you Thomas for your suggestion.
  10. David Chien

    THE AUTHENTIC CANADIAN REAL ESTATE SYSTEM THE STEP BY STEP SYSTEM TO SUCCESS

    What would be the price for REIN member guest this year?
  11. David Chien

    Buying challenge

    Thank you Matt, Martin and Thomas for your clarification and suggestion. Now that clears the path in getting the property into her name. What other arrangement would you suggest when passing on this unit to her adult children. Will some form of JV or LTO be suggested ?
  12. David Chien

    Buying challenge

    Thank you Thomas! She had about $100k that can be put into this deal to pay off her sister, and to obtain a financing, either private or with a bank. Will any of the JV strategies like AFS, LTO, among others that can be used in this. They are blessed with helpful family members who can help...
  13. David Chien

    Buying challenge

    Thank you Martin. I'll ask them about this. Appreciate this.
  14. David Chien

    Buying challenge

    I would like to ask for some advice on this situation: Grandparent had willed their home to their 3 daughters, and one of the daughter will like to buy out the other two, so she can pass on to her children who are in their early twenties. Due to the recent mortgage qualification stress test, it...
  15. David Chien

    Property management in Lower Mainland,Vancouver

    Hello there: Looking for property managers for a couple of properties in Greater Vancouver area to replace the current ones. Any recommendations? Thanks in advance
  16. David Chien

    Homebuild bond

    Thank you Tina. I have come across this originally when the sales person offer me the following link to understand better. Just curious if any others have invested into this, and are the development's risk are removed or minimized as they claim, or is there other risk that I should watch out...
  17. David Chien

    upload a file or link

    Hi there: How do I upload a file or link into my response to another REIN member? Thanks
  18. David Chien

    Homebuild bond

    Hi there: Any one familiar with HomeBuild bonds as an alternative R/E investment . Thanks in advance
  19. David Chien

    Hi Allison: Where about in Burquitlam is this bldg.? It is right on or very close to the...

    Hi Allison: Where about in Burquitlam is this bldg.? It is right on or very close to the skytrain route. Location is good. What is its monthly strata fees as this may have an impact on your cash flow. Ilive not far away from it. You can email me if any specific questions come up ...
  20. David Chien

    Looking for realtor in Victoria, BC

    Try Rick Hoogendoorn of Royal Lepage. An investor minded realtor Rick.hoogendoorn@shaw.ca 250-882 1359
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