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Recent content by MosaicRentals

  1. MosaicRentals

    confused

    I don't know what it is like in Hamilton but I know here in Edmonton we can call the Student Services at the UofA. I am confident that McMaster would likely have something similar. Good Luck
  2. MosaicRentals

    Renting from landlord and renting it out to my own tenants business scenario question

    Sounds like sub-letting to me. I could not see why an owner would allow their home to be re-rented for a higher amount that they do not benefit from and still be responsible for all the services and maintenance that will be required. But I guess if the approach was right they may be out there.
  3. MosaicRentals

    Lease completion in AB....grounds to kick the tenant out?

    In Alberta, no notice is required by either Tenant or the Landlord at the end of a fixed term lease to end the Tenancy or raise the rent. Although, I would do it as not only a courtesy but to avoid any delays in taking possession on July 31. Do not offer them a new lease be it a term lease or...
  4. MosaicRentals

    Newbie

    Hi Dennis and welcome "fun" ? I'm not too sure of that but I guess it depends on what turns your crank! LOL It can be a little cold in here but once you start conversing it will warm up or you'll freeze off your.. errrrrr ears (yeah ears that's it) if you get on the bad side. Just Kidding...
  5. MosaicRentals

    Rent to Own to smokers and other due diligence

    If it is costing you $5000.00 because of smoking you are either getting shafted or you are exaggerating the cost. I believe it is the latter. I can do a lot of renovations to a home for $5000 whether they were smokers or not. I think you are losing a sizable client pool by fear mongering...
  6. MosaicRentals

    Would you rent to this couple?

    Because individually their income could not support the rent/utilities I would be concerned if their relationship is new. How long have they been together? Any children? These are a few other questions I would be asking. Also, throw in a auto loan and a couple credit cards and their income is...
  7. MosaicRentals

    SIN and The Landlord

    Actually you are required to supply your SIN to be paid interest on all bank/trust accounts income. The "man" wants his share. I don't believe the argument is flawed, the problem may lie in that the Act contradicts itself in the sections I quoted. Or they do not give thought to the fact that we...
  8. MosaicRentals

    SIN and The Landlord

    Thats how I think when I am considering application... what is wrong with this applicant, what is the risk factor, stability, family situation, smokers, pets, my gut feeling and If I had to what could I sieze? And if I want to seize or garinshee wages I would need the SIN for a more effective...
  9. MosaicRentals

    SIN and The Landlord

    Thank you Sherilynn but I think I should have been clearer on what I was suggesting. In respect to the information I quoted I believe that should a Landlord deny an application for not suppling a SIN I think a lawyer could possibly set a precedence in the event of legal action. Further...
  10. MosaicRentals

    SIN and The Landlord

    Sorry for hijacking the other post... That conversation got me thinking... What are my rights as a Landlord and what are the rights of a prospective Tenant with regard to supplying their social insurance number? This is what I have been able to find... "Institutions from which you earn...
  11. MosaicRentals

    Tenant wants to supply her own credit check

    Greg, I agree if they refuse to provide their SIN number I would put their application to the bottom of the pile. Also, taking into consideration the laws in Ontario I may have a different view about credit checks.
  12. MosaicRentals

    Tenant wants to supply her own credit check

    And I am on the other side... I can appreciate why an applicant may be reluctant to agree to a credit check. Each inquiry drops your credit score and this can impact any major purchase you may have planned. Where if they provide you with their own, you get the information necessary to make a...
  13. MosaicRentals

    Business Liability Number

    I am aware that you need Business Liability Insurance but to do credit checks? First I've heard of it and I have been doing it for 30 years.
  14. MosaicRentals

    Receipt for Rent - Income Tax Question

    I feel the same way... to a point lol Anything that affects me I like to have at least a working knowledge of. To me its very important to understand the workings of it all... maybe its my need to control what directly affects me.
  15. MosaicRentals

    Edmonton Property Management

    The web site is actually www.mosaic-rentals.com Thanx
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