What would be the distinguishing characteristics between an AFS candidate and an RTO candidate? It seems that both are unable to get a mortgage on their own. So if that is the case, would an AFS candidate not be equal in risk to an RTO tenant-buyer (by risk I mean, risk of them not being able to...

Thanks Thomas! I completely agree with you that rent-to-own can be higher risk if you do not properly "qualify" the tenant-buyer. I actually run my own rent-to-own company and we have an extensive system for qualifying quality tenants with the help of a credit counselor and mortgage broker. We...

Thanks a lot Thomas. This has been helpful. Just looking at the numbers, there seems to be a much larger profit margin in rent-to-own because the monthly payments and deposit would be similar, but the final sale price would go up. Am I wrong to assume that an AFS would be a good strategy for...

Hi All, I have a property that I am trying to sell privately (for $275,000). I have been contacted by a buyer who can get financing for up to 75% of the purchase price ($206,250), but will need help with the rest ($68,750). My mortgage on this property is due March 2017. After taking Barry...