I have a two bedroom apartment, which was rented to two fellows 18 months ago. They signed one year lease, and after one year, we went month-by-month. Early September, one of the guys texted me that he would move out by the end of October. We finally contacted the second guy in...

Hi, For new mortgage, I`m wondering, shall we take fixed rate at 3.75% or variable rate at P-0.2? There is a 1.7% difference, so even if the interest rate goes up 2% at the end of 2011, variable seems to be still better than fixed rate over the time. Any thoughts are welcome. Thanks,