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Hey everyone, me again. I`m sure this question has been answered a million times on this forum, but I`ll ask it again.. Why is having a HLOC so much better than having a standard mortgage?

Hi everyone. I`m entirely new to this forum. I have recently (2 months ago) bought my first house in Niagara Falls, ON. The mortgage I went for was the longest-term available. I`m in the neighbourhood of $270 biweekly. I have two tenants living with me paying $975/month combined. My question...