Thanks for the comments, but as far as family and friends..... my parents did their own planning and if they are late 70/80's the idea was save, save, save only, and the friends I have spoken with regarding this topic, only one couple in their 40's said they have a financial planner...

Thanks.... thought this was the place to ask for advice from a team of like-minded investors. Never said we didnt have a plan or savings, just asking for more strategies to consider now for the next 5 years.

I guess what I'm looking for is an outside opinion - objective viewpoint - as to the definition of "lots", "smartly" and "wisely" that will help both of us with different ideas, come together and agree to work towards. We have a start with real estate but the strategy is lacking. Are you...

Can anyone suggest a retirement planning professional that will help us get going towards a monetary vision? We're both in our mid 50's and have trouble getting on track and staying there. Oh, life is so confusing! Thanks! Linda

My JV partner needs money from the down payment he provided. Do I need an assessment of the property now. And how do I calculate partnership now? We are 4 years in on a 5 yr deal.

Great! I`ll talk to my broker! I thought these were good rates, so now I`ll go shopping! Thank you all for your great advice!

No we`re not selling but I was under the impression that the open variable offers the ability to lock in if rates go up past what we are able to live with, and the closed is assuming prime rate stays comfortably low for the next 5 yrs.

We are refinancing our first property and Scotiabank is offering 12 choices of terms/types: we are looking at 3.8% 5yr open variable rate with biweekly payments. We have a LOC on this property right now at 3.5% too. I have been under the impression that we combine as much of the LOC into the...

Thank you so much! I just needed somewhere to start with affording this service and I had no idea how much I would expect to pay. You`ve been a great help! Thanks again!

Thanks Thomas! Didnt realize that initial cost would be quite that high.... maybe I should set it up myself, then pass it on. Linda

Does anyone have a ballpark idea of the cost to have my bookkeeping set up for me on QuickBooks? We have 4 properties, and I have all the reciepts for last year chronologically kept in separate folders, catagorized already. Just wondering what the cost might be to have someone take the job off...