We did the same with our last property and are paying slightly higher interest, but payments are lower and that's important for us right now.

Thank you Thomas for a suggestion! We are going to try it.

we have a neighbouring four plex purchased by a working centre which has really bad tenants ( using drugs, alcohol) and there is high traffic of people there which disturbs our tenants and all neighbourhood. Police is called couple times a week and they cannot do anything about it. We have had...