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  1. FayWong

    Should I pay the interest only on PLC

    QUOTE (martinmeb @ Oct 22 2007, 10:36 PM) Wow 72 views but no opinion or advice. Interesting.When I first viewed this I didn`t venture an opinion as there are so many ways to look at this. But since you want an opinion here goes. If you have a negative cash flow I would be inclined to pay down...
  2. FayWong

    Greening Your Properties

    QUOTE (kablett @ Oct 11 2007, 12:27 PM) The first thing I'll talk about in this thread is a product that EVERY investor would benefit from right now: It's called Eco-Coat. Eco-Coat is a paint product made from recycled paint. Have you ever wondered where all that paint goes after it gets...
  3. FayWong

    House Inspection - you vs the unconditional offer

    I once placed an unconditional offer waiving home inspection. It was a sellers market with multiple offers. But I did not take a risk. The seller had said he was having showings Friday and Saturday and would consider offers on Sunday. I saw it Friday, arranged a second viewing for Saturday and...
  4. FayWong

    Mortgage Calculations

    Wow. Thank you very much for both the formula and the calculations. The "Options" at the start of this topic has proven to be very useful. I was able to download a printable version of your explanatiion into `Word` to keep as a reference.
  5. FayWong

    Mortgage Calculations

    QUOTE (BMironov @ Sep 29 2007, 07:29 PM) Hello, To simplify calculations here are 2 more functions: CUMIPMT - to calculate cumulative interest to be paid between 2 periods IPMT - compound interest payment on principalI am printing your first set of calculations to keep as a reference until I...
  6. FayWong

    Mortgage Calculations

    QUOTE (MarkGarrett @ Sep 24 2007, 09:39 PM) we use the same formula as Boris`s for initial analysis but have now moved over to REMA... I would also make sure you have a section for the adjustments caused by the actual adjustments at closing. on .02 I wouldn`t wory...all of you have been very...
  7. FayWong

    Corporations

    QUOTE (misterthinker @ Sep 18 2007, 07:13 PM) Excellent question! just wanted to mention I am in the same situation and hope to get a more complete answer here in this forum.. I appreciate Don`s response about the upcoming events but I guess not everyone will join or would like to pay to get an...
  8. FayWong

    Looking for an Investment Partner

    I am new to joint ventures but now I need a partner (or 2). I currently have 8 houses, I am partnered with 4 of the (fiance and daughter). The other 4 are self financed and I am running out of cash to buy the next one with. I am willing to take partners on any of the 4 I have on my own. For 25%...
  9. FayWong

    Furniture for Staging

    A while ago I decided staging property for resale and even for rent (executive homes) was a good idea. I went to an auction (Delta Bow Valley was renovating). I got carried away. Now I have enough furniture to nicely display a 4 bedroom house, living room, dining room, family room and the garage...
  10. FayWong

    Mortgage Calculations

    QUOTE (BMironov @ Sep 12 2007, 09:26 PM) Hi Fay, I use the following formula in Excel: =-PMT((B9/2+1)^(2/12)-1;B8*12;B12;0) where B8 - years of amortization B9 - annual interest rate B12 - amount It makes calculation for "semi-annual compound payments" pretty close to what banks present in...
  11. FayWong

    Mortgage Calculations

    Hi, I hope someone out there can tell me. How are Canadian mortgages calculated? In Excel I found a template for mortgage calculations, but it is American and the figures are just a little out. I sure would like to find the formula for Canadian mortgages to use in my spread sheet. I have a...
  12. FayWong

    Referral for misc services in Calgary

    Hi I dont know people for everything listed but some My favorite Plumber is Jerry Prefontaine (403) 827-4355 electrician Kenrox electric, Ken Johanson (403) 870-9410 Locksmith- David Locksmith- David Leung-(403) 280-2993 General Handyman- also Jerry Prefontaine-(403) 827-4355 Hope this helps...
  13. FayWong

    Renovators in Calgary

    I have had good luck with Jerry at Shawbrooke Rigid Construction- he specializes in cutting out windows but also does general contracting. Right now he is making a basement suite for my daughter (which includes 3 windows)
  14. FayWong

    Thanks to REIN and the Forum Admin/Mods!

    QUOTE (Ethan @ Aug 30 2007, 05:50 PM) www.photobucket.com or www.imageshack.us are great free uploading websites. My son just showed me how to use imageshack. It was so so easy (especially since he ended up doing it for me!)
  15. FayWong

    Proper identification

    Hello again The user name I used when first registering is not what I would like to have show on the postings. I would prefer to use my real name. I have not used forums before so I sort of messed up on that when signing up. How can this be fixed? Thanks Fay
  16. FayWong

    Proper identification

    Hello, this is a great change. I am not very computer literate, but still have been managing to find my way around. Thanks Fay
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