Per our experience both mortgages in the same bank/lender will be combined in determining TDS and total allowables unless the rule of the game changed(?). I want to see some light here, too. Thanks.

In my opinion, the most impacted buyers are low income locals who can't afford to put over 20% down payment. For "rich Chinese immigrants" they still can afford to invest in Canada's housing market and flip it and pocket the money without paying capital tax. Why? Because let's admit it Ottawa or...

I believe it will be combined when they calculate your Debt Service Ratio. Any other opinions?

If you want negative cash flow and pay out of pocket on repairs and maintenance, etc., be warned!!!. Be alert on 'fabricated' charges to REIN clients. Interview and learn expensive lessons from other REIN members/clients who actually use PM services......

Hello REINation, Anybody interested in buying a fraction of home equity at current valuation in exchange for future equity? This is more profitable for investors as they get agreed upon % shares of home's price appreciation than a mere % interest in lending money. We are offering this type of...

Hello REINation, Are you looking to take your real estate investment to the next level? Here is once in a while opportunity to invest in: Revenue Center 1 - Long-term Leasing of Commercial Land and Revenue Center 2 - Multi-Residential Development at later phase of the project. We are offering...

Hello REINation, Are you looking to take your real estate investment to the next level? Here is once in a while opportunity to invest in commercial land leasing business and multi-residential development at a later phase. We are offering a fraction of land ownership in a 20+ acres...

Condos in Bayview and Sheppard. It's a hot area.

Shayle Rothman and associates are excellent. It would be disastrous to hire anti-JV Michael Hinchey in Hamilton.

Although sounds discriminating, it's for this reason that cats should not be allowed in rental units unless they are trained and owned by responsible tenants. Just a thought.......

Still depends on appraiser whether ultra conservative or not. I'd recommend get market valuation from your realtor friend and compare with appraisal. I would question the wide disparity in values.

Just had the time to read Don's post here which we fully agreed. Thanks, Don

We are also open to private money lenders for at least 2 years at market rate. Thanks in advance for your reply. Regards!

Hi everyone, We are in search of JV (money) partners for 20+ acres of agricultural land on a major hi-way in upcoming Munro International Airport district, Hamilton, ON to be re-zoned into multi-residential and commercial uses. A local developer and engineering firm are interested to work with...

Your expert advice have been noted. Thank you very much.

Communication is essential in JV as well as properly executed JV Agreement as it serves as your guideline or, if you may, a living bible in your business venture. The above comments from REIN experts are right particularly about duplicate keys, copy of leases and $$ rents. As mentioned...

If you are buying this property renovated from top to bottom, would you require the Seller/Owner (in Schedule A) for copies of permits granted by the City? What if the Seller/Owner comes back to you and said he did get permits and added a clause "selling the property as is". Is this a red flag...

What is your take in this Toronto E04 Clairlea-Birchmount district? Thanks in advance.

May I know how much is the RCP monthly membership fee three months after registration?

Thanks a lot, Mr. Thomas.