An brief update.  I`ve contacted Brett (Redline) and he`s helping me along.  I won`t go into details for now, but I`ll post an update later when I`ve found myself a place.  Thanks for the help. Jonathan 

One more thing about the RRSP.  In order to use the home buyers plan I need to keep funds in the RRSP for 90 days, and this really messes with my timing.  If I drop a big pile of money into the RRSP now then I`ll be able to maximize my down payment using the RRSP cash plus my tax refund, but...

Redline Brett and Others, Why am I highly motivated?  Generally in life I`ll decide I want to do something and then attack the problem with my full energy until I`ve accomplished it.  On top of that, I read a lot of news and current events and the information I can find suggests that interest...

QUOTE (gwasser @ Jan 25 2010, 11:56 AM) Hi Johnny, Yes in the end it goes all into the purchase price. But first of all, try to get a better deal without working with a realtor. You may succeed, but I think the chance is small. FSBO (For Sale By Owner properties) are not there to give you a...

Ohhh, I forgot to mention my location.  I`m in Calgary.  I also forgot to mention that if I buy a new home I only pay 3.5% GST (government discount). As for the broker being paid by the bank, a book I read titled "Mortgage Rip-offs and Money Savers" by "Carolyn Warren" describes how the bank...

Hello, This is my first post at these forums, I predict it will be the first of many.  I`ll try to be brief, but there`s lots to say.  The last few weeks have been extremely hectic for me as I research the purchase of a new home, and the stress is pretty high.  Maybe some of the knowledgeable...