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  1. GarthChapman

    REMA Training in Red Deer

    We aren`t running the live classes now. Great to hear the videos are helpful! Best Regards,
  2. GarthChapman

    witness signature

    Your Lender may indeed require the witness signature. In Alberta this is now an issue - Realtors are not required to have that witness signature by CREB and AREA (their governing bodies) but your Lender may well demand it be there. I don`t know what is happening on this in other Provinces. Hope...
  3. GarthChapman

    6 plex with residential rates...I was told it couldnt be done

    I think your mortgage was done with a standard CMHC multi-family program which can be financed with any of a few different Lenders. Details below. http://www.cmhc-schl.gc.ca/en/hoficlincl/m...mp;PageID=76418
  4. GarthChapman

    Securities Industry fighting back against Real Estate

    QUOTE (BrianPersaud @ Nov 2 2009, 10:27 AM) Making a rental income from condos is also getting tougher, since Canada Revenue Agency is cracking down on landlords who repeatedly claim rental losses and deduct them against their regular income to trim their income tax bill, Mr. Rosentreter said...
  5. GarthChapman

    US housing prices

    Housing Prices May Fall FurtherForbes Magazine from MBA NewslinkA number of factors suggest housing prices could drop another 10%.Over the past few months, there have been suggestions that the U.S. housing market might finally be bottoming out. Since July, the decline in sales of both new and...
  6. GarthChapman

    Is it legal to send yellow letter with name addressed in Canada?

    I`m no lawyer but my common sense tells me that if you are using information about them that is in the public domain, and you are not disclosing that information to others, that oughta be OK.
  7. GarthChapman

    City of Calgary Secondary Suites Survey

    Done. Thanks for posting! Get your oars in the water folks.
  8. GarthChapman

    Small question for the JV experts.

    Do it in person, and bring your smile and charming nature...
  9. GarthChapman

    Small question for the JV experts.

    Don`t know the mechanism on Ontario. In Alberta anyone can set up the account and pay the bill. Why don`t you call Hydro and explain to them what you are doing. Tell them you will be on the account with your JV and hence will not expect to pay the deposit. Surely they wouldn`t refuse that - they...
  10. GarthChapman

    Pre Foreclosures for Canadian

    I have not been active in that for 3 or 4 years. If you want to learn about dealing in pre-foreclosures I suggest you email Wade Fenner. He has been at this for over 10 years. Wade`s username is WadeFenner and his website is: http://www.foreclosurescanada.com/
  11. GarthChapman

    Small question for the JV experts.

    Why not open the account in both your names. Use your history to avoid the deposit and simultaneously build same for your partner.
  12. GarthChapman

    Does CMHC Discriminate against Certain Groups of Society?

    QUOTE (JohnS @ Oct 17 2009, 11:00 AM) And even within those criteria, we do. Muslims can`t become priests and 5-year-olds can`t drive. All discrimination isn`t bad, no matter what we`ve been repeatedly told. It`s a matter of looking at why the discrimination exists and evaluating whether it`s...
  13. GarthChapman

    Does CMHC Discriminate against Certain Groups of Society?

    QUOTE (MikeMilovick @ Oct 17 2009, 08:38 AM) So I can understand, it is OK for a bank to discrimate against a certain group of tenants? I just want to understand your thought process. Mike As I remember it, our Constitution declares that one cannot discriminate based on charactaristics like...
  14. GarthChapman

    If I only had the money...

    QUOTE (MikeMcCrae @ Oct 13 2009, 02:52 PM) Hi Kieth, I too have property in Manitoba and enjoy strong cash flow. There are many opportunities there, and if you work with a mortgage broker instead of a bank you will be amazed at the options that open themselves up to you. I`ll second that! Your...
  15. GarthChapman

    Pre Foreclosures for Canadian

    Cute. See how much work it is to get off their webpage
  16. GarthChapman

    Investment property for 5% down?

    Keith, where the numbers work this can be an excellent strategy to grow your portfolio with very minimal capital required. I have a number of clients doing this now - but again - the numbers have to support using this strategy. Hope that helps,
  17. GarthChapman

    MY FIRST BOOK!

    Well done Philip! Can`t wait to read it and see what from our chat in Palm Desert managed to make it`s way into the book... Congrats!
  18. GarthChapman

    Starting Up Rema Again

    Hi Godfried, I am making the assumption that you do have a backup of the REMA data from your old computer, yes? If so, then no work required at all !! Just retrieve your old data file and locate it wherever you want on your new computer and `point` REMA to that data file. The default location...
  19. GarthChapman

    City of Calgary`s program for legalizing secondary suites

    QUOTE (TerryKruse @ Oct 10 2009, 08:56 AM) I am really glad that Diane Colley-Urquhart lost out in the recent Calgary bi-election and that I was able to vote against her. Terry Yes indeed. She hosted a open house a couple of years ago, positioning herself as `for safe secondary suites`, and...
  20. GarthChapman

    Home Inspection Company in Calgary

    For your inspection call Dave Hutchinson Habitat Home Inspections (403) 278-1004 Dave is about as good as they come. His experience includes: -Appraiser -Realtor -Home builder -Pipe fitter Re the illegal suite - your worst case scenario is the City shuts it down and you revert to renting that...
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