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  1. SusanPenner

    Reflection over the past 2 years

    This past rainy weekend, I started converting my written Belize into a power point presentation. This exercise made me reflect at how fast and how much things have changed for my husband and myself over the last 2 years – with significant events triggering in May of each year. We have much to...
  2. SusanPenner

    Does anybody Capitalize the interest on their HELOC?

    Thanks for all the comments about Capital vs Expense…though I didn’t mean to go down that garden path! I’m going to redirect to what the Smith Manoeuvre book terms “capitalization of interest”. First of all, being an accountant, I have capitalized interest in a major oil and gas company...
  3. SusanPenner

    Does anybody Capitalize the interest on their HELOC?

    I read the Smith manoeuvre a few months ago. Although he repeats himself throughout the book, he only mentions capitalizing the interest on the LOC once. This intrigues me. He says to capitalize the interest for the main LOC (let’s call it LOC-A), you pay the monthly interest payment for...
  4. SusanPenner

    Dishwasher Safety recall GE Sept 1997 to Dec 2001

    [/size]Something that I`ve come accross while looking at used Dishwashers for a unit. Thought other people maybe interested! [u][size="2"] http://www.geappliances.com/products/recal... Regards, Susan
  5. SusanPenner

    Insurance underwriting extra Premium

    Has anybody encountered this? I`m trying to insure a duplex in High River and ING (the underwriting company) wants to add on $300 a year in case the property is vacant at any given time (because it is a rental property). This makes a total premium of $600 a year. My insurance broker has had...
  6. SusanPenner

    Other Manitoba REIN members?

    Hi: Below is a link to the Manitoba Residential Tenancies Branch. Hope that answers your questions about rent controls etc. You have more leeway around the controls if its 4 units or under. http://www.gov.mb.ca/finance/cca/rtb/gbook/toc.html Regards, Susan
  7. SusanPenner

    Start w/ triplex or 3 single family homes?

    Hi Donna: I`m in the same boat as you ....I`m just starting out investing and like you I would love to dive into 4-plexes and 8 plexes. After listening to REIN`s multiplex CD`s (which are amazing!) and realizing the learning curve I`ll be facing in property managing the first few...
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