The only way inventory ever increases is with construction of the new rental stock. Is that happening in other markets? There has been some rental oriented construction here in Calgary, but the vast majority of new multi-family going up right now is condos. One example of rentals being...

I have a signicant (to me anyway) amount of mortgage debt. An accurate interest rate forecast would allow me to optimize my renewals, which happen every year. Of course, if I knew rates were going to stay flat, I could always sell puts on a long bond etf. Regards, Michael

Hello, I absolutely wasn't saying you were being contrarian for it's own sake, just that it's something to be avoided. I don't necessarily disagree that rates are likely to stay low for awhile for political reasons, it's just that I have a hard time knowing how long that will be. The...

Thanks! I have a quote from an engineering firm currently, but just wanted to make sure we were in the ballpark. Michael

Hello, I was wondering if anyone had a ballpark idea on how much it should cost to get a post tensioned cable inspection done on a residential building (Calgary)? Regards, Michael

Every year for the last couple I've posted a prediction contest in January. I'd love to have you participate this year Maxime, it's highly objective. Regards, Michael

This isn't a grey area at all. You'd be lying to cmhc and your lender, which is certainly wrong and most likely mortgage fraud. I would reconsider doing business with anyone asking you to lie on an application

I think the decision on whether to pay down mortgages or invest more should depend significantly on the circumstances of the individual. If you have enough properties where simple mortgage pay down can get you to your Belize, why buy more? Is it really necessary to continue pursuing money...

I've never heard of a VTB being done with a CPI adjustment, typically it's just a straight mortgage, either interest only or amortizing. Rates are whatever can be negotiated. Which is why I think a CPI adjusted mortgage could work. You'll likely have to educate your buyer on the possibility, and...

Real estate absolutely has the best Sharpe Ratio you can get. It's disadvantages are mainly liquidity and severability. (You can't necessarily sell it quickly, and it's typically hard to sell a percentage of a propery). If those disadvantages don't affect you (maybe you have other liquid...