I can only speak to our (RBC) policy...three by itself doesn't mean anything. We used to have a policy of a 10 door maximum to be still under residential program but that was changed a couple of years ago to total single name exposure limit...$2M max in my area (Edmonton).

At this point no. Also the minimum RBC will do these for is $25,000 (although a $50,000 minimum makes more sense in my opinion) and very few TFSA have these kind of balances yet.

As a longtime Mortgage Specialist with RBC/Royal Trust I've done quite a few SDRSP/RIF mortgages. Currently RBC policy is that these can be done as non arms length mortgages, placed on the primary residence of the plan holder or his/her spouse. This product appeals mainly to clients who have...