Here's the modified version we use.

Pardon me while I be "that guy" who has to interject with a "well, actually", but this article that was posted recently has some unfortunate errors in the analysis. http://myreinspace.com/announcements1/f/123/t/20851.aspx The issue is that the payments presented in the variable rate...

Yeah, I have a lot of respect for the courage and optimism of Ontario landlords. Seems like the law gives tenants more rights than the owners in most cases. I know I'm not that brave; I'll just stick to dealing with my looney Alberta oil workers...

Mario, I think you're asking how much free equity to look for when purchasing via AFS? That is, what is the difference between the mortgage obligation and the market value of the property? Thomas is right, the correct answer is "it depends". At $10K equity on a $300K property, it's near...

If you manage your own properties for a while, you will eventually have some really strange stories to tell. This is one of them. One of the properties I purchased last year came with some inherited tenants. It's a single family suited house. The basement tenants had been there for a few...

Mike, I actually agree with you. I think it would be excellent if REIN invited him in to speak. I disagree with Garth and don't like his followers, but there is value in hearing all viewpoints. It never hurts to re-examine our own information and beliefs in the light of opposing opinions. The...

Site definitely seems faster today. Thanks!

Oh, and with respect to G.T. and his followers: Just like some people are only happy when they are miserable, there are some people who can only be happy when someone else is miserable. Their source of happiness is not their own success, but their observance of the failure of others. It's the...

speckers = speculators

I think the signatures allow for images to be included, so you could "cheat" the limit by creating an image containing all the text you want, then just include that in your sig. That said, there is an option under settings to turn off signatures, which will suppress the display of everyone's...

Joe, even funnier, Jakob's site has looked exactly the same since 1995! It's borderline ugly, but there's no denying the usability.

A couple thoughts: 1) Instead of a "wrap mortgage" consider a lease w/option to purchase. Less liability on your part. Then do your RTO for an amount that gives you some spread ("sandwich lease"). 2) I can't be sure, but it sounds like in the "wrap" scenario (like a lease w/option), the...