Thank you both for your responses :)

Thank you to everyone that replied to my post. It is very much appreciated! I am pretty disciplined with my finances so have been able to accumulate a bit of savings and now want to make my savings work a bit harder for me. I have been doing a lot of looking at properties and...

Hi everyone, I have a few questions and was hoping those with experience could give me some ideas on how/what I should be doing. My financial situation looks like this: I am 29 and currently am federally employed, 55k/year I have a 180k home with 60k mortgage remaining, 26.5k TSFA 13.5k...

hi there I was wondering if your accountant needs to be in the same province as you? Does any one have any recommendations, any specific to winnipeg? Thanks!

Thank you curtissvidal, I am making arrangements to talk with an accountant now! And smithbrown, can you further explain?

One more thing, if I pay down the existing mortgage, I can pay off another 10000 this year with out penalty and another 13000 next year, but if I make lump sums like that will it trigger anything..like getting audited? Not sure about the roommates money....

Thank you both for your replies, it has given me much to think about. I have been thinking about the moving aspect, and I would do it if it got me much further ahead but not sure that it would. Because my current situation works with the roommates and the house not costing me anything I am not...

Thanks Thomas for replying as well! I am not sure I understand you about LOC & HELOC To pay off my mortgage. Could you explain it a bit further? So I shouldn't use the money I have in the bank to pay it off? Would you also see an accountant versed in real estate before you purchased or the...

Thank you for your response :) I am not sure how else to increase my income, I do have a full time job with the federal government as well as 2 roommates that live with me. I don't really have that many expenses. I eat in, do cheap entertainment options, don't have expensive electronics, no...

Hi there everyone, I have been wanting to venture in to real estate for some time now and I have a few questions as I am need some advice.   I currently have a home worth approx 180k, I owe 75k on it currently. I have had my home for 4 years and have made significant principal payments on it. I...

Hi there everyone, I have been wanting to venture in to real estate for some time now and I have a few questions as I am need some advice.   I currently have a home worth approx 180k, I owe 75k on it currently. I have had my home for 4 years and have made significant principal payments on it. I...

People, people, people!!

Hi there! Thank you do much for being so helpfully to so many pole! Can you send me a copy as well? [email protected] Thank you! Layce

Thanks nik!

Thanks Rob. Are the other members of my team that Don't need to have the close proximity?

Thanks Denis, I'll def check that out

Just assumed that was the best so I could get a feel for the person and thought proximity would come into play when I was discussing morthage /financing issues. Anybody have any experience using out of town team members? Id like to hear how this works or has worked for you

Hi there, I was wondering if anyone had any suggestions for a investment mortgage broker in Winnipeg. Preferably someone that has their own investment properties as experience. I feel I should refinance my own personal mortgage as it could benefit me by taking advantage f a lower rate as well as...