Hey Adam Local legal advice is required. Filing requirements are determined at the state level and vary somewhat by state and the actual form of Partnership. Usually changes in the Limited Partner must be reported but not changes of General Partners so it can get complicated fast based on the...

Hi Adam As requested a critique; I like the crisp look and visuals, simplicity of colour pallet, (a little more grey on your cards (and other stationery) will add to the brand carry over) lots of 'white space' helps conveys efficiency/effective/professional image the landing/home page has too...

off market - 7 adjacent duplexes, priced at 12.5 cap - $400k I now have full property and market information sheets if interested. Brad

More info on request ARV: $85,000-$90,000 Price: $55,250 3 Bed / 2 Bath Year: 2002 SF: 1,400 Repairs $5,000 Rental Comps: $950-$1,000 ***The property was foreclosed on last October for $103,639 and the ARV is $85,000-$90,000

RBC Bank has a limit of 4 units currently.

Good questions Adam I did look but could not find good information quickly. What I did indicated annual rates dropping from 1.3% in the early 1990's to 1.1 in 2000 and a highly varied but down trending rate through the last decade. It had dropped slowly in the first 8 years but dramatically...

I have posted this on behalf of an associate from another RE group I belong to. They are focusing on mult-family now in another market. Contact me if interested and I will provide an introduction. Brad This is a 3 bedroom/2 bath bungalow with attached garage in a good neighborhood. Totally...

This discussion, while correct fails to discuss several important factors. Lets 'look behind the curtain'. First consider the change in attitudes toward home ownership (vs renting), as well as the stricter lending criteria. These will have a major impact on the marginal home buyer, but less...

It depends on whether the tenant has an existing business or this is a new one. The principal thing to remember is that you have the right to ask a lot of questions about their financial situation and history. You will be granting them credit so you can take the general perspective that a...

I have had similar problems, and today Madison has corrected the one's I identified - try this one again Quentin.

Hi Linda I think Thomas referral to 'carry a mortgage' was whether he would take back a second (VTB) for a substantial amount, say $100k. You would have to source a first for say $140k, and have say $25k for down and closing costs - leaving aside the renos. Does the 'evalation' factor in...

I have seen similar offers in the past and had a personal contact with someone working in this space about 8 years ago. What I garnered at that time was that the interest rate was higher, you had to get several valuations and they used the lowest, the restrictive covenants (eg. debt...

Also check the humidity levels of the house. Dry air will feel colder, due to evaporation from skin and clothing. Therefore occupants tend to run the temp higher. Depending on the specifics, it may be worth checking into this aspect too. Usually homes without forced air heating systems don't...

Excellent set of replies. To help cover off any application to the board, go 'inspect' the units for the minimum heat levels (as provincially mandated). Every thermostat has a thermometer as well, record the time and date along with the temperature. Ideally spread your inspection times out...

Some of the best work on evaluating and selecting Canadian charities has been done by this organization http://www.charityintelligence.ca/. Read their Top choices Report for 2012 for a really good outline of their approach.

If there aren't any visible cracks in the grout or tiles and there is a fair bit of water leaking then resealing will probably not be sufficient. Does water drip everytime the shower is used? Does it produce a heavy or light flow? Look for leak patterns and volume related to shower use etc...

Shame how careers are ruined when one has maid the wrong pick!

Disagree with you on this one Adam. I think it is truly a credit to the good names of the citizens of Pumphandle - which has not been found to exist - (Pumpkins? or am I impugning them as fruits now by this) that everyone in the chain acted responsibly in paying off their debt in full...

Thanks John Interesting read for anyone with even half an eye on the US market. I have read a couple articles about the rise in the average value amount due for mortgages in arrears. The suggestion is that banks are also slowing down the first step in the foreclosure process and therefore...