Thanks for the responses. I have dug up some more info and made them be very open with me. I got the forclosure documents.
On the document it shows
Principal balance $338712.41
Accrued Interest $26.50
Tax account Balance $6132.46
Risk Insurance $320.00
Interest in arrears $3232.47...
I got a call from a family member who got behind on there mortgage and they have just received forclosure notice.
They are behind on there property tax and 1 payment but the total amount is very manageable < $8000.00. They have tried to make payments on it but the mortgage co tells them to...