Is there a strategy where I can sell my tenant my home he is renting when he doesn't have a down payment. Such as the home is worth $500k, normally 20k would go to realtors if selling, I'd be left with $480k, which I am fine with... can I give him that $20k equity somehow? is there a trick? My advisor says the money has to be sitting in his bank account, not equity given... but is there a way? without doing a long rent to own?