I was successful to defer mortgage payments on my rental properties for 3 of them and 1 principal.
CIBC - 4 months
Desjardins - month to month review. Delayed 1 more currently.
National bank - waiting for callback
EQB - waiting for callback
Home trust - waiting for callback
RBC - deferred...
Do it right, remove the old laminate and install the proper base.
By adding to the floor you are also adding to existing weight of the laminate floor with the additional vinyl on top.
I had a couple other investors suggested this idea by a contractor. They ended up bringing up the old floor...