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  1. JohnS

    Lock in your energy rates and save? Does this work?

    QUOTE (JasonEtheridge @ Mar 30 2010, 11:20 AM) Hi, Someone has approached me on behalf of an energy reseller to lock me into my gas and hydro bill at a fixed rate for 5 years. Apparently we re at 12 year lows and things are about to explode. I didnt give it much thought until I was told the rate...
  2. JohnS

    Unique Dilemma re Rent Receipt

    QUOTE (investmart @ Mar 28 2010, 10:57 AM) ps. in a way you can`t say LTB is wrong because they make the decision. it`s like saying a judge is wrong when he tells you tomorrow he will send someone to jail. he makes the decision not us I haven`t had to deal with them, but this isn`t quite...
  3. JohnS

    Unique Dilemma re Rent Receipt

    QUOTE (invst4profit @ Mar 27 2010, 09:19 PM) The advice they have given you is in fact incorrect. If you should decide to evict and she is represented by duty council you will find out exactly how wrong there advice is. As far as the police are concerned they could care less whether she has a...
  4. JohnS

    CREA and Competition Board

    QUOTE (aiden1983 @ Mar 24 2010, 01:22 PM) I am not saying that it should be free. I would be happy to pay a reasonable amount for the information I require, but why would the house I am buying have any effect on the cost of me accessing the information? Why would it cost more for me to have...
  5. JohnS

    New To REIN Forum

    QUOTE (simplymickey @ Feb 10 2010, 12:15 AM) Due to some circumstances beyond my immediate control I cannot afford to pay the current monthly dues as a FULL member but will really love to become an ASSOCIATE member (this I can afford for now). I`ve been a bit lost for this entire thread. What...
  6. JohnS

    Radical changes coming for CREA

    QUOTE (luckyluciano @ Feb 16 2010, 08:47 AM) I hate to tell you but you should count on your assets going down when interest rates RISE. In my experience this is how it works. Interest rates go down-prices go up (liquidity). Interest rates go up-(tightening). Prices go down. I`d also say that...
  7. JohnS

    Enjoy competition? Becoming a REALTOR is for you!

    QUOTE (JDaley @ Feb 11 2010, 04:44 PM) Wow, that`s profound, chocolate and vanilla - u really smart guy. Thanks for the tip. Hopefully the lesson wasn`t lost (says the educator in me), but mostly I`m just glad you were able to see my brilliance through my apt use of metaphors to point out the...
  8. JohnS

    Enjoy competition? Becoming a REALTOR is for you!

    QUOTE (gwasser @ Feb 11 2010, 01:38 PM) You`re right about the part timers. But even the top 20% of the realtors make only $123K. Compare that to a 20 year experienced geologist, engineer or lawyer - minimum $200K plus benefits (e.g. options) - at least in the oil patch. So it just depends on...
  9. JohnS

    Enjoy competition? Becoming a REALTOR is for you!

    QUOTE (JDaley @ Feb 11 2010, 01:23 PM) $17,220 is too much on a $400M transaction, anyone can tell you that - that`s a fact Sorry JD, that`s not a fact, that`s an opinion. Even if 90% of the world says that chocolate is better than vanilla, it`s still just an opinion, not a fact. It doesn`t...
  10. JohnS

    Radical changes coming for CREA

    QUOTE (JDaley @ Feb 10 2010, 05:34 PM) Fee for services or similar models together with access to the MLS ... First off, JD, thanks for moderating your tone - I, at least, appreciate it. (And no, I`m not a realtor or anything like that.) Secondly, you kind of skipped over this sentence. As...
  11. JohnS

    Radical changes coming for CREA

    QUOTE (JDaley @ Feb 9 2010, 12:33 PM) Typical realtor, bullying and pushy. I hope you ain't trying to intimate me or worse, threaten me. I had a friend that worked at a realtors office and her comments were that she'd never buy a home from a realtor after what she witnessed. Slander really, I...
  12. JohnS

    Harvard Or Yale

    Personally, I like the way my parents did it with me, and if I ever have kids, I`ll probably want to do it the same way. There were 2 main components to it. The first is the general rule that they would pay for the first degree (assuming I wanted to go to university) but that I was...
  13. JohnS

    Economic Predictions 2010

    QUOTE (Rickson9 @ Dec 22 2009, 04:29 PM) I just know two things: 1. Predictions are irrelevant to me 2. Predictions have not been necessary for me to achieve success I`m pretty sure this isn`t the case. I`m pretty sure you`re using predictions all the time - they just might not be as refined...
  14. JohnS

    Christmas Gifts for Tenants

    QUOTE (Ian @ Dec 9 2009, 01:12 PM) Hi Dan What would give to a garage tenant who pays on time ($150/month)? thanks. Ian I have people that pay for parking (outdoor, not garage), and in the past I`ve given them those passes for two to the movies with some popcorn and pop from the concession...
  15. JohnS

    Stucked with a New condo, What should I do

    QUOTE (TerryF @ Oct 25 2009, 11:24 PM) Amazing....... someone writes in for help and they get a lecture instead! Forzani this is a good forum but there are always going to be those who would rather pass judgement and moralize instead of answer the question you posted. When it comes to doing...
  16. JohnS

    Stucked with a New condo, What should I do

    QUOTE (BrianPersaud @ Oct 25 2009, 01:41 PM) I think if there is any chance Terry`s lawyer can help Forzani he has a responsibility to his family to take it. Mistakes like this can set you back years. First off, I have to say that I`m glad I`m not in this position, as I`m not sure which way I`d...
  17. JohnS

    Does CMHC Discriminate against Certain Groups of Society?

    QUOTE (GarthChapman @ Oct 17 2009, 08:41 PM) I think some of us might be missing the distinctions between discrimination and our right to make choices and to do business with whomever we choose as long as that choice doees not impinge on the other party`s rights to fair and equal treatment on...
  18. JohnS

    Does CMHC Discriminate against Certain Groups of Society?

    QUOTE (gwasser @ Oct 17 2009, 04:55 PM) What do you think about all those 55+ discounts? Is that age discrimination or is that an incentive for the type of business or clientele a business wishes to attract? There is a fine line. Another example is that car rental agencies have often a policy...
  19. JohnS

    Does CMHC Discriminate against Certain Groups of Society?

    QUOTE (GarthChapman @ Oct 17 2009, 12:31 PM) As I remember it, our Constitution declares that one cannot discriminate based on charactaristics like: -Race -Religion -Age -Sexual orientation -Gender I don't think students are on the list, nor are landlords. And even within those...
  20. JohnS

    Variable Rates going to 2%!

    QUOTE (luckyluciano @ Sep 17 2009, 06:46 PM) but most buyers are gambling and going with the variable rates because their friend told them that variable rates outperform fixed during the last 10 years, Offhand, I`m pretty sure you`re wrong on at least this one point. I did a quick search for...
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