- Joined
- Aug 10, 2017
- Messages
- 30
so I was chatting with my banker and she mentioned that commercial loans aren’t based on my income, they are based on the serviceable debt ratio of the property and she mention a good ratio is 1-3. That made enough sense when she said it however now unfortunately I realize I don’t fully understand how that works because I am trying to do my own figuring ahead of time and I don’t know how to do the math. If you could please explain how I can add this up that would be very much appreciated. Thank you in advance!