QUOTE (investmart @ Mar 30 2009, 12:05 AM) Hi,
Would you investigate such address discrepancies with the potential tenant, and perhaps ask him/her to provide previous landlords contact again, or is it expected such errors will show on the consumer report?
Thanks.
i`ts important to remember that a credit bureau is not a catch all for personal informaiton - it does not maintain accurate records of address records as the only time an address would be recorded is if the applicant applied for credit, giving that address. If they moved, and did not apply for credit while residing at that address, in all likelyhood, it would not show on the credit bureau.
The credit bureau is a tool that reflects an applicants credit history. It can be used as a tool to support an applicants story, but an applicants story certainly should not be discarded becuase it does not match the credit bureau. Contradictions to the information on the bureau should not only be acceptable, they should be expected especially for those clients with limited or spotty credit.
Hope that helps,