QUOTE (princecharles @ Jan 8 2010, 08:06 AM) Hi all
Do you purchase the Equifax or the Transunion report? Is one more helpful than the other for screening purposes?
How useful is it to get both?
Thanks
To the best of my knowledge, more institutions use Equifax. Trans Union came to Canada later, purchased an exisiting Canadian credit bureau in Hamilton, and had to build their database to the national level. For the most part, you will get similar information from either one of them both in terms of completeness of data and score values. However, as an investor I find that pulling a file from Equifax is sufficient.