- Joined
- Oct 22, 2008
- Messages
- 152
I find "living below your means" can be more fun and less stressful. It helped me save money for investments and have left over funds to enjoy.
Housing and vehicle expenses are two of the largest costs to control. Smaller cars and smaller apartments/houses have lower monthly debt payments, utilities, and maintenance. If you keep these two major costs down then you have more money to invest and build wealth... and also for the fun stuff... good food, travel, friends and family.
If you really enjoy fast cars & big houses, then you need another strategy.
Matt, since you have low housing costs I'll bet you have high auto costs. If you have an expensive car, then add up ALL your auto expenses last year and think about what else you could do with those funds.
Housing and vehicle expenses are two of the largest costs to control. Smaller cars and smaller apartments/houses have lower monthly debt payments, utilities, and maintenance. If you keep these two major costs down then you have more money to invest and build wealth... and also for the fun stuff... good food, travel, friends and family.
If you really enjoy fast cars & big houses, then you need another strategy.

Matt, since you have low housing costs I'll bet you have high auto costs. If you have an expensive car, then add up ALL your auto expenses last year and think about what else you could do with those funds.